Save on pet care
Everyday ways to spend less on food, meds, shots and insurance, so there’s more left when a big bill comes. Every program here is free to use or join, and each link goes to the program itself for current details.
Flea, tick, heartworm and prescription meds
Ask your vet for a written prescription; you can usually fill it wherever it costs less.
Costco pet medications
Costco pharmacies fill pet prescriptions at member pricing, including many preventives and vet-only drugs. The pharmacist can transfer the prescription from your vet, and home delivery is offered.
Good to know: Costco membership required.
Checked on the official website October 27, 2026
Walmart Pet Pharmacy
Fill your pet's prescriptions at your local Walmart pharmacy and manage them next to your own, with refills, transfers and home delivery.
Good to know: Vet prescription required.
Checked on the official website October 27, 2026
GoodRx for Pets
Many pet prescriptions are the same drugs people take. A free GoodRx coupon can lower the price at a regular pharmacy, and pet-only meds can be delivered.
Good to know: Vet prescription required.
Checked on the official website October 27, 2026
Amazon pet prescriptions
Order pet prescriptions on Amazon, filled and shipped by Vetsource pharmacies, so you can compare with your vet's price.
Good to know: Your vet approves first-time prescriptions.
Checked on the official website October 27, 2026
Zoetis Petcare Rewards
Upload your vet invoice for eligible Zoetis products, such as Simparica Trio, Revolution Plus, Apoquel and Cytopoint, and earn points toward a card you can use at any U.S. vet.
Good to know: Upload invoices within 30 days.
Checked on the official website October 27, 2026
Merck rebates (Bravecto, Sentinel, Tri-Heart Plus)
Buy these preventives at your vet, then submit the itemized invoice online for a prepaid card rebate.
Good to know: Must be bought at a vet clinic, not online or at a store.
Checked on the official website October 27, 2026
Elanco rebates (Credelio, Interceptor Plus and more)
Rebates on Elanco products bought from your vet, paid by check, Venmo or PayPal.
Good to know: Vet-clinic invoice required. Submit within 90 days.
Checked on the official website October 27, 2026
Food and everyday supplies
Repeat deliveries and store programs add up on things you buy every month.
Amazon Subscribe & Save
Set up repeat deliveries of food, litter and supplies for a discount on eligible items, with a bigger discount when several subscriptions arrive together. Skip or cancel anytime.
Good to know: Discount varies by item.
Checked on the official website October 27, 2026
Chewy Autoship
Repeat deliveries of food and supplies with a standing discount on eligible items. Change, skip or cancel anytime.
Good to know: Eligible items only.
Checked on the official website October 27, 2026
PetSmart Autoship
Recurring home delivery with a discount on designated items, and you can use Treats Rewards points.
Good to know: Credit or debit card only.
Checked on the official website October 27, 2026
PetSmart Treats Rewards
A free loyalty program: points on purchases and services, members-only pricing, a pet birthday gift and personal offers.
Good to know: Vet services and gift cards don't earn points.
Checked on the official website October 27, 2026
Vaccines and routine care
For healthy pets who need shots or a checkup. For a sick pet, call your vet.
Vetco vaccination clinics (at Petco)
In-store clinics for vaccines, microchips, heartworm and other tests, and preventives, with no exam fee.
Good to know: Healthy pets only. Book online.
Checked on the official website October 27, 2026
ShotVet
Weekend pop-up clinics at partner pet stores, run by licensed vets: vaccines, heartworm and Lyme tests and preventives, with no office or exam fee.
Good to know: Available in 30+ states. Reserve a spot online.
Checked on the official website October 27, 2026
Tractor Supply PetVet clinics
In-store clinics for vaccines, flea and tick, tests, microchips and deworming with no office-visit fee, plus yearly wellness packages.
Good to know: Clinic days vary by store; some need an appointment.
Checked on the official website October 27, 2026
Banfield Optimum Wellness Plans
A year of preventive care (checkups, vaccines, tests and unlimited office visits) paid monthly, with a discount on other Banfield services.
Good to know: A year-long plan that renews each year.
Checked on the official website October 27, 2026
Pet insurance
Insurance helps with future bills, not ones you already have. Compare waiting periods and what isn’t covered before you choose.
Trupanion
Can pay your vet directly at checkout, so you don't front the whole bill and wait to be paid back. No payout limits.
Good to know: Pre-existing conditions are not covered.
Checked on the official website October 27, 2026
Pumpkin
Can pay before you pay for eligible care, which helps when cash is tight. No breed or upper age limits.
Good to know: Pets 8 weeks and older.
Checked on the official website October 27, 2026
Healthy Paws
Most claims are paid within a couple of business days, and payment can go straight to your vet if arranged before the visit.
Checked on the official website October 27, 2026
Lemonade Pet
App-based claims for fast reimbursement, with optional preventive packages and multi-pet discounts.
Good to know: Available in 43 states and D.C.
Checked on the official website October 27, 2026
Fetch
Covers things many plans leave out, such as sick-visit exam fees, dental illness, behavioral therapy and online vet visits.
Good to know: Pre-existing conditions are not covered.
Checked on the official website October 27, 2026
Embrace
Can cover curable pre-existing conditions after 12 symptom-free months, with optional Wellness Rewards for routine care.
Good to know: Incurable pre-existing conditions are not covered.
Checked on the official website October 27, 2026
ASPCA Pet Health Insurance
Includes a lower-cost accident-only plan, plus complete plans that cover dental disease, behavior and exam fees.
Good to know: 30-day money-back guarantee varies by state.
Checked on the official website October 27, 2026
Spot
An accident-only plan as its lowest-cost option, no upper age limit, and an optional wellness add-on.
Checked on the official website October 27, 2026
Facing a bigger bill?
Paying for Care covers payment plans, grants and assistance programs, and the free funding plan puts them together for your pet.
Some links on this page earn Help My Pet a small commission at no cost to you. That never decides what’s listed: programs that pay nothing are listed the same way. As an Amazon Associate, Help My Pet earns from qualifying purchases. Know a way to save we’re missing? Tell us.